Warning: We are against any unethical lending practice. We never ask for upfront fees and hidden charges.

One simple enquiry and multiple loan options!

Are you looking for a reliable broker to have competitive loans in Ireland? Givemyloan connects you with a nationwide network of verified lenders, offering fast, safe access to online loans. Our service is free to use, and there is no obligation to accept any loan offer. We assist even if you have a poor credit history.

We make it easier for you to:

  • Compare relevant and reliable loan offers in a few minutes through a single form
  • Some lenders may allow you to assess eligibility using a soft credit search
  • Access personal loans up to €25,000 and business loans up to €250,000 for general and specific purposes

Our primary role is to help loan seekers search for and compare various financing options. The Irish lending marketplace is flexible, offering solutions from quick finance in Ireland to long-term financing needs. We aim to connect you with lenders whose loan products may suit your financial circumstances.

Wondering if you qualify? Let’s find out!

It is essential to know precisely how to qualify for online loans. Although it mostly depends on lender to lender, there are a few general ones, such as:

  • Age: You need to be above 18 years old.
  • Residence: You should be a resident of the Republic of Ireland
  • Credit score: A good credit score opens up every borrowing chance, but we also connect with lenders who accept bad credit scores, too.
  • Income: Most lenders prefer steady income, irrespective of the sources, like full-time, part-time, self-employment, or government-sponsored benefits.
  • Documentation: To apply for a loan, you need to be ready with the following documents:
    • Identity proof, such as a passport or a driving licence
    • Address proof, such as a bank statement or utility bills
    • Income proof, such as recent salary slips
Wondering if you qualify? Let’s find out!

We help customers explore loan options that may suit their financial circumstances.

Your smarter loan comparison starts here

Givemyloan is an online loan introduction service. We are not a lender, and are not involved in lending decisions, as third-party lenders make them. Still, you find plenty of reasons to compare loans with us, including:

  • Free online loan comparison facility
  • One simple application to compare multiple options
  • Access to lenders serving various credit profiles
  • Transparent service and support throughout the process
  • No compulsion to accept any loan offer

From quick to long-term plans - Loans designed to fit your life

We work with a large panel of trustworthy loan companies in Ireland. They have tailor-made loan offers that match your financial needs. These may include:

Quick Loans
Quick Loans

Do you require instant funding to meet an emergency? A quick cash loan can provide fast financial respite with flexible repayment terms. Our lending partners usually offer a straightforward online application process.

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Debt Consolidation Loans
Debt Consolidation Loans

Discover how loans for debt consolidation can balance your financial life by consolidating multiple debts into one manageable loan instalment at a lower interest rate.

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Home Improvement Loans
Home Improvement Loans

Compare the options from top lenders providing home improvement loans over 10 years, and renovate a new kitchen or bathroom.

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Unsecured Loans
Unsecured Loans

Borrow for various personal purposes such as holidays, home improvements, weddings, or consolidating debts. No need to put an asset, as these are no-collateral loans.

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Car Loans
Car Loans

Feeling disheartened with the lack of funds to book your dream car? You shouldn’t be, as car finance options may be available from established lenders. You can apply online with the least documentation.

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Business Loans
Business Loans

Need funds to purchase equipment, build working capital, or expand? Our business loan partners offer flexible financing solutions for SMEs, start-ups, and established ventures.

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What are the benefits and risks of private loans for bad credit?

If you want to borrow money with poor credit, there are many advantages. At the same time, it involves some significant risks that you should be aware of.

Benefits Risks
Instant funding access, especially during financial emergencies High interest rates due to a less-than-perfect credit score
Easy online application procedure with minimum paperwork Chances of debt trap or false deals are there
Flexible repayment plans of bad credit loans are good for your credit score improvement Missing repayments badly affect your credit ratings and future borrowing prospects

We continue to guide you in assessing the pros and cons of loans for poor credit so you can make a wise decision.

How does the loan application work? It’s easier than you think

Givemyloan helps you compare loan options matching your financial circumstances. Our experts provide fee-free guidance so you can quickly get rid of any financial mess.

  • Step 01: Apply online or by smartphone

    We have a simple online form to fill out with only basic personal details. Once we receive the form, we immediately assess your loan requirements and financial circumstances.

  • Step 02: Compare money lenders

    Based on your financial profile, we begin comparing lenders and match the most suitable one to your needs. We work with legitimate lenders only.

  • Step 03: Submit documents

    Next, upload all the documents related to ID proof, address proof, and evidence of monthly or annual income. We will guide you thoroughly to ensure a safe and secure submission.

  • Step 04: Receive a lending decision

    Some lenders may provide the decision within a few minutes and disburse funds on the same day. Some may transfer funds on the next business day.

How much do the private loans cost?

You may prefer online loans to get instant funding to your bank account. It may not be possible with traditional lenders, as they have a stringent application procedure. You next come to private money lenders, which deal online only. You may approach them, but you may worry about their cost.

Understand the primary features of the private loan cost:

Interest rates (fixed or flexible) Most lenders in Ireland offer personal loans with fixed rates. It is usually beneficial to have a set monthly instalment.
Standard interest rates Typically, personal loan APRs range from 6.50% to 40%. Still, this depends on the individual credit profile and the lender's policy.
Fees

Lenders imply some specific charges, including:

  • Admin fees
  • Early repayment fees (not applicable to all lenders)
  • Late repayment fees

How does repayment work for online loans?

Repayments are fundamental to maintaining your credit score. Timely loan repayment will help improve your credit score, while missing or defaulting on payments can harm your complete credit record. However, the loan repayment term varies by loan products and lenders.

Here is the general overview:

  • Loan term: Most online lenders offer terms of 3 months to 84 months. You can choose the term based on your income and affordability.
  • Repayment modes: You can choose between fortnightly, weekly, or monthly payments, as per your convenience. Alternatively, you can opt for direct debit to avoid missing any payments.
  • Fees or charges: Missed payments may result in late-repayment charges, which will increase the interest rate. It will hurt your credit score. However, early repayment is exempt from any fees.

Givemyloan works with you all the way to find and compare the best loan deal that fits your budget and lifestyle.

How does repayment work for online loans?

Frequently Asked Questions (FAQs)

How fast can I get the loan money?

Can I avail myself of loans near me?

Are online loans in Ireland safe?

How do I stay safe while borrowing money?

Do you need help making a loan choice or have any confusion?

Call us: +353-614535422

Email: info@givemyloan.ie

Hours: Mon-Fri: 9 am – 7 pm

Borrow Responsibly

Givemyloan is an online loan introduction service and not a loan provider. Third-party lenders make the lending decisions, subject to eligibility criteria, affordability checks and lending terms.

Submitting an enquiry through our website does not guarantee loan approval. Carefully review the lender’s terms and conditions before accepting any offer. Borrow only what you need and can afford to repay.

Check Your Eligibility